Monday, December 31, 2012

Dealing In Commercial Real Estate Like A Pro - Maynas Eric

Commercial real estate can be time consuming and difficult. However, the costs are often outweighed by the rewards. The following article will help you propel your real estate venture further.

Bear in mind that, with any newly written lease, rent considerations and strategies will be essential to the future of your investment. Prior to talking with any prospective tenants, you should already have in mind the exact amount of rent you want from the tenant. By deciding on your rent in advance, you can ensure that you?ll reach your investment goals once you get some tenants in place.

It is prudent to consult a tax specialist before purchasing real estate. You adviser can help you calculate the overall cost you will incur in making the purchase, and what portion of the income deriving from the property will be taxable. Work with your adviser to find an area where taxes will not be as high.

TIP! Before placing an offer on any commercial property, first find a lender. Get plenty of references to lenders from experienced investors or friends who have invested in real estate before.

Smaller Issues

A letter of intent should be simple to begin with, covering only the larger issues. Once an agreement on those terms are made, you can begin addressing the smaller issues. You can make all your negotiations less tense, so you can agree on any of the smaller issues first.

Get clear and precise square footage numbers for any space. Keep in mind, there is a difference between total square feet and the number of square feet which actually constitute usable space for your business. Total square feet encompasses the entire footprint of the structure, even that space that is actually take up by walls and other space that is unusable in terms of open floor space. Determine both square footages for smooth business transactions.

TIP! When selecting a broker, find out the amount of experience they have with the commercial market. Make certain that they have experience and expertise in the community you are dealing in.

Don?t be afraid to question any potential real estate agents, and ask for references. Your broker should be able to explain what standard they use to measure results. You should feel comfortable with their explanation of the strategies and methods they use. You and your broker need to agree on these ideas and how to make them work.

Tour any properties you are considering for purchase. Think also about having a professional contractor tag along aside you when you look over these properties. Make preliminary proposals to break the ice and open negotiations. Think long and hard about the counteroffer before deciding to accept or decline.

Make certain that you know how to both recognize and benefit from good deals that present themselves. Veterans in the commercial real estate market can spot a lucrative deal very quickly. Their secret entails that they have an exit strategy, meaning that they know when to walk away from a deal. They can also see when there are extensive damages to be fixed, how to determine whether risks will pay off and do calculations to ensure that the property meets their future financial goals.

TIP! The neighborhood where the property is located is very important. If you buy property in a very affluent area, your business will likely be successful, because your clientele will be better able to afford what you are selling.

Create an online presence for your company before you start investing. Add yourself to LinkedIn, or better, create your very own website. Search engine optimization principles will increase your online visibility. You want random people to find you through searching on search engines like google. This can increase your customers by a lot.

Feng Shui

Consider feng shui for your home office and your commercial real estate purchases. Feng shui is a tactic that buyers enjoy, as it removes clutter and opens up space.

TIP! People who invest in commercial real estate know the threat associated with fluctuating interest rates. A bad economy can cause rates to rise and fall quickly, and investors find themselves unable to predict these tendencies.

There are a number of significant differences between commercial and residential loans. For example, commercial loans often require a higher down payment. Try to locate the best lenders; then try asking for any quality investments. Both of these are a great way for you to increase your changes of qualifying for a commercial loan.

One thing that can throw commercial investors for a loop are dramatic changes in interest rates over time. The current economy makes rates fall and rise with unpredictability, and can leave investors susceptible to majorly increased interest rates. Consider this when you start to shop for properties, and evaluate your long-term options.

Real Estate

TIP! Make sure that the commercial real estate you want to purchase is equipped with connections to all of the utilities you?ll need. You are going to need to sign up for utility services on your commercial property, along with the ones you have at your business.

As discussed previously in this article, investing in commercial real estate properties can be an extremely profitable endeavor. Applying the above advice should help you avoid common pitfalls, and succeed in the real estate market.

Source: http://www.maynaseric.com/dealing-in-commercial-real-estate-like-a-pro-9

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Deal reached for stopping spike in milk prices

Speaker of the House John Boehner, R-Ohio, walks to a closed-door GOP caucus as Congress meets to negotiate a legislative path to avoid the so-called "fiscal cliff" of automatic tax increases and deep spending cuts that could kick in Jan. 1., at the Capitol in Washington, Sunday, Dec. 30, 2012. (AP Photo/J. Scott Applewhite)

Speaker of the House John Boehner, R-Ohio, walks to a closed-door GOP caucus as Congress meets to negotiate a legislative path to avoid the so-called "fiscal cliff" of automatic tax increases and deep spending cuts that could kick in Jan. 1., at the Capitol in Washington, Sunday, Dec. 30, 2012. (AP Photo/J. Scott Applewhite)

(AP) ? The top leaders in both parties on the House and Senate Agriculture committees have agreed to a one-year extension of the 2008 farm bill that expired in October, a move that could head off a possible doubling of milk prices next month.

Senate Agriculture Committee Chairman Debbie Stabenow, D-Mich., indicated the House could vote on the bill soon, though House leaders have not yet agreed to put the bill on the floor. In addition to the one-year extension that has the backing of the committees, the House GOP is also considering two other extension bills: a one-month extension and an even smaller bill that would merely extend dairy policy that expires Jan. 1.

Expiration of those dairy programs could mean higher prices at the grocery store within a few weeks. Agriculture Secretary Tom Vilsack said Americans face the prospect of paying $7 for a gallon of milk if the current dairy program lapsed and the government returned to a 1948 formula for calculating milk price supports.

A spokesman for House Speaker John Boehner said Sunday that Republican leaders had not decided how they would proceed on the farm extension, though a vote could come as soon as Monday. Boehner has pushed back on passage of a new five-year farm bill for months, saying there were not enough votes to bring it to the House floor after the House Agriculture Committee approved it in July. The Senate passed its version of a farm bill in June.

The prospect of higher milk prices has motivated some action. The bipartisan extension also includes disaster assistance to farmers affected by a lingering drought this year, along with extensions to other farm programs that expired in October.

Instead of just extending current dairy policy, the extension bill includes an overhaul of dairy programs that was included in both the Senate and House committee bills. The new dairy programs include a new, voluntary insurance program for dairy producers. Those who choose that new program also would have to participate in a market stabilization program that could dictate production cuts when oversupply drives down prices ? an idea that hasn't gone over well with Boehner.

In July, he called the current dairy program "Soviet-style" and said the new program would make it even worse. Large food companies that process and use dairy products have backed Boehner, saying the program could limit milk supplies and increase their costs.

Stabenow blamed Boehner for getting to the point where an extension is the only option. "The lack of action by the House Republican leadership has put us in a situation where we risk serious damage to our economy unless we pass a temporary extension," she said.

One of the reasons Boehner has balked at bringing up a farm bill is disagreement within his caucus over how much money should be cut from food stamps, which make up roughly 80 percent of the half-trillion-dollar bill's cost over five years. House Agriculture Chairman Frank Lucas, R-Okla., has unsuccessfully pushed his leadership for months to move on the legislation despite the disagreement over food aid.

On Sunday, Lucas said he hoped the extension would pass both chambers quickly as GOP leadership mulled their options.

"It is not perfect ? no compromise ever is ? but it is my sincere hope that it will pass the House and Senate and be signed by the president by Jan. 1," he said.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-12-31-Fiscal%20Cliff-Farm%20Bill/id-a5cb0adafdce405fa516657d8d3b45e8

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Tory prophet preaches union choice for canadian workers

Meet the young man who would be the father of right-to-work legislation in Canada.

Pierre Poilievre, at age 33, he has the prime minister?s confidence and his ear. He has been rightly tagged as one of the most powerful persons in the national capital, and is already in his fourth term as the MP for Nepean-Carleton.

The Stephen Harper government might dismiss suggestions that right-to-work legislation is on its agenda and Labour Minister Lisa Raitt may say there is a different culture in Canada, but there is nothing stealthy about Poilievre?s intentions as he spells them out over a cappuccino.

He calls it ?workers? freedom,? legislation that would give federal employees the option of paying union dues and joining their colleagues in a work stoppage.

?I am the first federal politician to make a dedicated push toward this goal,? he says. ?I believe in free choice for workers and I am going to do my part to see that happens at the federal level, and I would encourage provincial governments to do likewise.

?I am going to work with cabinet and caucus colleagues to build support. Over time I believe I can convince people of its merits. And hope springs eternal that one day we will have free choice for workers in Canada.??

Since Poilievre took his first step on this question, criticizing the Public Service Alliance of Canada for contributing to the campaign of the separatist Parti Qu?b?cois in September, organized labour has been ducking and weaving as attacks come with lightning speed.

A bill sponsored by a backbench Conservative MP, which would force unions to open their books and disclose the salaries of officers and their spending of dues, passed the Commons in a heartbeat and is now before the Senate.

Michigan, Ontario?s rust-belt neighbour, became the 24th state to pass right-to-work legislation.

Ontario Progressive Conservative Leader Tim Hudak, currently leading provincial polls, said he backed right-to-work legislation for workers in Ontario.

Poilievre doesn?t buy this concept that collective bargaining and trade unions are somehow in the Canadian DNA, and he believes workers? freedom mirrors individual freedom as a deeply ingrained Canadian trait.

Opponents, he says, are hung up on the U.S. experience and the domino of right-to-work states, which U.S. President Barack Obama has agreed is a race to the bottom. ?The so-called ?right-to-work? laws ? they don?t have to do with economics, they have everything to do with politics,?? Obama said in Michigan. ?What they?re really talking about is giving you the right to work for less money.??

But Poilievre says this move away from ?forced unionism? is now a worldwide phenomenon, pointing to court decisions in Sweden and Denmark backing workers who opted out of paying union dues.

But not all the opposition to his concept comes from a beleaguered Canadian union movement that rightly feels it is under siege.

Already, labour ministers in Quebec and Ontario have put in writing their concerns over the union transparency bill. NDP Leader Tom Mulcair says it will never survive a court challenge.

Ontario?s Linda Jeffrey called it ?inexplicably intrusive? and an ?unwarranted interference with the collective bargaining process in Canada,? although she had to make her argument that it would threaten labour peace in Ontario over the chants of 35,000 striking teachers.

?Every labour organization that is spending its money in a way in which it should will have no labour unrest,?? Poilievre says.

But opposition will be intense in this country. Union membership in Canada has dipped, but still sits at 31.7 per cent of workers. In the U.S. the number is 11.8 per cent.

Poilievre has become legendary in Ottawa for his ?message discipline,?? the man who handles the sleaze questions from his NDP tormentors in the Commons, tossing it back in kind, ceaselessly parroting talking points on ?big union bosses,? ?carbon tax?? and Liberal malfeasance.

For the government, the discipline works. If you are outside government, it is merely annoying.

Initially, he was the francophone part of a team with Harper?s parliamentary secretary, Dean Del Mastro, but since Del Mastro was silenced by allegations of spending irregularities of his own, Poilievre has embarked on a solo career, a bit like Martin without Lewis or Mick without Keith.

?Some people say I am repetitious, but that?s because the truth doesn?t change,?? he says.

That discipline should not be underestimated. He will spend 2013 talking about ?freedom? and ?choice,? and he won?t be knocked off message.

Tim Harper is a syndicated Toronto Star national affairs writer.

Source: http://www.reddeeradvocate.com/opinion/Tory_prophet_preaches_union_choice_for_canadian_workers___184943671.html

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Friday, December 21, 2012

Tweetbot for Twitter (iPhone & iPod touch)

Published by: Tapbots

iPhone App - Designed for iPhone, compatible with iPad

Price: $0.99
Current Version: 2.6.2
Released: 2011-04-14

What's New

Various UI fixes

App Description

Tweetbot is a full-featured iPhone (and iPod touch) Twitter client with a lot of personality. Whether it?s the meticulously-crafted interface, sounds & animation, or features like multiple timelines & smart gestures, there?s a lot to love about Tweetbot.

What people are saying:

?I?ve tried every iPhone Twitter client in the App Store, and Tweetbot is my favorite, hands-down.? - John Gruber, Daring Fireball

?Tweetbot puts a lot of useful Twitter features at your fingertips with the high level of style and polish that only Tapbots can provide. It's my new favorite client.? - David Chartier, Macworld

Brief Highlights:

? Multiple Timelines. Quickly switch between your lists as your main timeline.
? Smart Gestures. Use Twitter more efficiently with time-saving and configurable gestures.
? Native Push Notifications.
? Mute filters lets you block messages from users without unfollowing them.
? Sync timeline position, direct message read statuses and mute filters between iPhone and iPad via iCloud.
? Customizable Navigation. The last 2 tabs are customizable and unused tabs are easily accessible.
? Support for multiple services like Pocket, Instapaper, Readability, CloudApp and Droplr.
? Save drafts, add locations and POI's, attach photos/videos/notes, manage your lists, and much more.

For complete details and a demo video on Tweetbot, visit tapbots.com/tweetbot/

App Changes

December 19, 2012 Price Decrease: $2.99 -> $0.99

December 19, 2012 Price Decrease: $2.99 -> $0.99

December 07, 2012 New version 2.6.2

November 19, 2012 New version 2.6.1

November 19, 2012 New version 2.6

April 13, 2011 Initial Release

Source: http://feedproxy.google.com/~r/148Apps_price-drops/~3/Lyb-WWHYZ9k/428851691

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The Instagram PR Disaster Highlights A Big New - Business Insider

Instagram.com/KimKardashian

A huge variety of people, from celebrities to average users, went into collective uproar about the change in Instagram's terms of service, to the point where CEO Kevin Systrom made a public statement and is planning to release updated language for its terms.

This is particularly notable because nobody really reads terms of service. When they change, they're either ignored, or misunderstood to the point that people think posting a disclaimer on their Facebook walls will prevent the company from using their data.

The reaction highlights how much people use and care about Instagram, but it also points out a huge trend in people's attitudes that will affect corporate strategy for years to come.

People are increasingly aware that what makes many digital businesses valuable is the personal data and content they upload. And they've seen this trend over and over again when businesses go public or get bought out and attempt to monetize the data.

Increasingly?and Instagram's PR crisis will only accelerate this?people are on the lookout for companies that change their terms of service or become increasingly intrusive in the way they go about it.

An acquisition of a favorite company has become a cue to watch it closely.?

In addition to figuring out how to make money, companies will have to be strategic about how they disclose what they're doing to account for the reaction to those efforts. Had Facebook and Instagram, for example, consulted its users about the language or content of their new terms of service, they might have avoided the whole thing.

Being sneaky just won't work.

NOW READ: 10 Trends That Are Changing Cities Forever

Source: http://www.businessinsider.com/the-instagram-disaster-highlights-a-big-new-strategic-issue-for-companies-2012-12

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Thursday, December 20, 2012

Mark Levin to GOP: ?There will be a political backlash for selling out? on fiscal cliff [AUDIO]

On his Wednesday radio show, conservative talker Mark Levin warned Republicans against voting for House Speaker John Boehner?s fiscal cliff ?Plan B? when it comes up for a vote on Thursday.

?These politicians ? particularly these Republicans that I?m focused on ? they create records for themselves,? Levin said. ?And tomorrow, they?re going to create a record for themselves. How are they going to vote? See, the way we conservatives look at it, the way we the people look at it, is they?re going to vote for a tax increase. We don?t care on whom.?

?We also understand the government is out of control, and any tax increase ? including the Boehner tax increase ? will have no effect whatsoever on the budget or controlling the government, on re-establishing constitutional government,? he added. ?There will be a political backlash for selling out.?

Levin said Boehner?s proposal is out of step with conservative principles.

?And I?m telling the so-called conservative Republicans in the House this will be a key determining factor for your future political careers,? he continued. ?You won?t be able to run from it. And all your mush-mouthed, spaghetti-brained thinking isn?t going to fix it. You?re going to put a marker down, and we?re going to see it.?

(h/t The Right Scoop)

Follow Jeff on Twitter

Source: http://dailycaller.com/2012/12/19/mark-levin-to-gop-there-will-be-a-political-backlash-for-selling-out-on-fiscal-cliff-audio/

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Thursday, December 13, 2012

THERE'S FOOD ON YOUR CAT: Natural Hippie Remedies For What ...

I've been on this natural living kick for about two years now. It all started with getting really sick, like I CAN'T WALK sick, for 3 months. My skin and stomach got really sensitive, and I started spending the unending days and nights lying in bed researching ways to feel less like a leper. Turns out the answer for me was to go natural -- little to no chemicals and using food for both eating and body care.?

After my recovery, my natural stuff obsession gained momentum, and, after starting work in a natural pet supply store in Honolulu, I turned my attention to our furry friends.

Enter Brandy the Cat. I'm going to get all Crazy Cat Lady on your ass for a moment so just be cool.?

I love my kitty. She is a mean little bitch who has shown me how much she loves and appreciates my servitude to her by leaving all manner of scars on my crunchy granola body. She pits my husband and me against each other, battling for her favor, and her food is higher quality than anything we will eat with any regularity for at least the next decade. Every Christmas or birthday, I give my husband a t-shirt with her face screened onto it. And, by golly, he treasures them. I LOVE my cat.?

So it seems to reason that what's good for the girl is good for the kitty, right??

After lots of research and some careful experimentation on lab humans (lab = my kitchen and lab human = me), I've found that a lot of the food found in our kitchens and grocery stores can be used as safe, cheap and kick-ass home remedies for what ails your pet. Specifically your dog or cat.?

These are some of my favorites.?

EXTRA VIRGIN COCONUT OIL

Extra Virgin Coconut Oil (EVCO) is the Grand Poobah of natural pet and human care. It is naturally antimicrobial, absorbs beautifully and if Fluffy or Fido licks it, no problem!

For minor cuts, abrasions, sensitive spots, minor fungal problems and blisters, slather EVCO onto the spot and try to let it soak in. It works great for dry and rough paws, too. And, like I said, if your dog or cat licks it off, no problem since it doesn't contain any yucky chemicals that other topical pet medications can contain. It used to freak me out whenever I read the label on my pet's skin medication and it said, "TOXIC IF INGESTED."

EVCO is also great as a supplement for Fluffy or Fido. When adding anything into your pet's diet, go slow. Start adding a little EVCO to their breakfast or dinner on a daily basis. ?I'd start with a 1/4 dose of EVCO for a couple days, then slowly building on that amount over the span of a week to 10 days until you are at the full daily dosage -- about a 1/4 teaspoon per 10 pounds of pet. Going slow will help you and your pet avoid getting the dreaded diarrhea or any such discomfort. Why rush? If your pet gets some tummy troubles (see: Pumpkin) back off and go slower.?

After about a month or so of feeding EVCO to your pet, you'll notice the condition of their skin and coat improve. Shiny hair! Who doesn't like that? Not to mention, EVCO's antimicrobial properties really help when dealing with fungal, bacterial or yeast issues in a dog or cat's system.?

I could go on and on forever about EVCO. This stuff is the shit.?

PUMPKIN

Every pet owner hates diarrhea. Then again, does ANYBODY enjoy diarrhea??

When I'm at the store, the questions I most often receive involve poop. Specifically "loose doo-doo" as I often hear 'round these parts. Pumpkin to the rescue!

Plain, unsalted, steamed and smooshed up or pureed pumpkin is a great tummy tamer for pets. Feed it to your dog or cat (about 1 teaspoon daily for small dogs and cats, 1 tablespoon daily for medium or large size dogs) during a bout of diarrhea, and everything should firm up in a couple days. Most pets need it mixed into their food for them to eat it, though some will just eat a dollop plain.?

You can either buy the pumpkin and steam it yourself, or buy a pumpkin product from your local pet store or the interweb. Make sure it's plain -- do NOT buy pumpkin pie filling. It's full of ingredients that could be potentially harmful to your pet.?

image

Here's some fancy canned pumpkin made just for your dog. It's called Nummy Tum-Tum. I know.?

BAKING SODA

Pup got inflamed skin? Itchy skin? Try baking soda!

Baking soda calms down your dog's skin and helps soothe "hot spots" -- patches where the skin is irritated.

You can either make a paste out of water and baking soda and apply directly to the spot for a few minutes, or you can bathe your dog in a solution of 2 parts water and 1 part baking soda -- kind of like washing your own hair "no 'poo" style.?

Simply massage into your dog's skin and coat, and then rinse. I've only used this on a dog, but if I were so intrepid as to bathe Brandy the Cat again (yes, I bathed her once and I have the battle scars to prove it), I would consider doing this.?

You can either follow up with a sulfate-free doggy conditioner or...

APPLE CIDER VINEGAR

Why, Louise! I've rinsed MY hair with apple cider vinegar (ACV)! Yes, THAT ACV that leaves your hair super soft, shiny and flake-free, can do the same for your dog!

I'm sure we've all heard this a million times, but ACV closes the cuticle of hair, removes irritation-causing build up, and soothes itchy flakey skin. Your pet is left with soft, fluffy, shiny hair and itch-free skin.?

Mix 1 part ACV to 1 part water (I like to use an old shampoo bottle) and douse your dog, making sure you get the solution down to their skin. Let sit for a minute, if you can, then rinse thoroughly.?

Your pet may smell a bit like vinegar for a while, but once they dry, the smell should dissipate.?

BONUS! It helps repel fleas!

BUTTER

Hairballs.?

How many times have I been awoken in the wee small hours of the morning to the dulcet tones of Brandy the Cat yacking up a hairball? How many times have I sprung out of bed, ready to attack the day, only to step on a moist, slushy hairball??

It is the bane of cat owning existence. However, butter can help.?

Once or twice a week smear a little dollop of plain, unsalted butter on kitty's paw or put 1/2 a teaspoon of butter in kitty's food. You can do this more often, but like I said earlier, start slow and ease kitty into it.?

I've found this can lessen the amount of hairballs coughed up and even allow cats to pass hairballs in their stool.?

Hairballs are a fact of kitty life. A cat will normally cough up a hairball or two about once a month. Some cats more often, some cats less. If you find your cat vomiting excessively, dry hacking or coughing up copious hairballs every week, you might want to take your cat to the vet to make sure everything is all right.?

Oh, and EVCO can help with hairballs, too, when ingested. Is there anything it can't do?

So, there you go. I've picked up these tips through research and experience. Always take into consideration your pet's baseline health before trying anything new. I'm super careful, but I'm no vet, so please when in doubt, check with your vet.?

Just know that next time Fluffy or Fido has an itch, a scratch or a tummy ache, the simplest, most natural and tastiest solution might be right in your kitchen.?

Source: http://www.xojane.com/fun/theres-food-on-your-pet

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